I was first introduced to the idea of personal, financial and community resilience when the Kaneohe Neighborhood Board asked me to help make Kaneohe better prepare for the next hurricane.  Big job for a volunteer, but it really fit in with my broader mission of helping people live quality lives, so I started talking with people.

Three things became evident:

  1. Hawaii is particularly vulnerable. Hawaii imports 95% of our food and over 98% of our fuel. Everything comes to us across 3000 miles of open ocean. Any disruption to our transportation infrastructure will leave us dependent on what we have stored for an emergency.  The first thing Hawaiians do when a strike is imminent is rush to the store to buy toilet paper.
  2. People are more concerned with day-to-day survival than planning for the future.
  3. Most people do not have the income they need to reach their full potential.

The Federal Emergency Management Administration (FEMA) tells us we prepare to take care of ourselves for at least a week.  Realistically, it is more like a month. We cannot depend on Government to provide help.  We must do it ourselves.

Everything depends on our financial resilience.  FEMA warns us that ATMs wonʻt work until power is restored.  How many of us have $500 stored in a cookie jar? Do you have a monthʻs supply of food stored in your pantry?  Do you even have the cash to buy a set of tires for your car.  Are you credit cards maxed out?  Was your 401k destroyed by the crash?  Deo your struggle to pay your bills each month?

So, what are you going to do about it?  You can accept your situation, or you can do something about it.  The only way to financial resilience is a business of your own.  Sure a few people will make it big at a traditional job.  For most of us a job is a means of survival until we can retire, and most people will never have the residual income they need to retire comfortably.  Social Security is a safety net never designed to provide a comfortable retirement.

There are two reasons people donʻt create their own business:

  1. They donʻt know how.  Our schools teach us to work for someone else.  Even business schools teach us how to manage a business not how to own one.
  2. The donʻt have the money they need to survive five years till their business becomes profitable.

The average person needs a business they can:

  1. start for less than $1500 including a cell phone and an internet connection.
  2. work from anywhere they have a cell phone and an internet connection.
  3. develop working part-time while they keep their job.
  4. create a residual income based on the sales volume created by their sales team.

The best business model is one where people work together for a common goal, where everyone in your team is an independent contractor and where everyone benefits from the work of the people they bring into their team. 

The Internet has opened up incredible opportunities for people like you and me to develop a global business. For instance, my core business is helping small local businesses market on the Internet and help people like you start their own Internet businesses. I have affiliated with businesses that meet my criteria.  Most are companies that help me communicate and build relationships with people. Everything I do contributes to building my core business.

I can help anyone who wants to improve their financial and personal resilience. The first step is to create a sustainable income that will let you live the life of your dreams.

Are you ready to change your life? If so, check out these links:

http://sendoutcards.com/kai for a greeting card and gifting business.

http://www.pureleverage.com/prelaunch/internal.php?id=Bill808 for an excellent suite of video marketing tools.

http://www.solavei.com/billsager for a cell phone service that pays you.

www.kokuaentrepreneurs.com for unique nutritional products based on super foods from around the world.

Be careful when you choose the business you want to work with.  There are bad investments in the business world and network marketing is no exception. I have checked out and am participating in the recommendations I made above.  If you are looking at another business, I can help you evaluate it and share with you what I think are the pros and cons.

What change will you make to better life for you and your family. Define why you want to make that change, and decide if  that change is worth the time and effort.  If it is, start today.

In the words of the Dalai Lama, “Help where you can, and when you cannot help, be very careful not to hurt.”  That guides me in everything I do in business and in life.